How the Rollover Works

A Precious Metals IRA rollover is the movement of retirement funds from an existing plan into a self‑directed IRA without triggering taxes or penalties. The process typically involves opening a self‑directed IRA, coordinating a direct transfer between custodians, and then selecting IRS‑approved metals once the account is funded.

Key Decisions During the Rollover

Several structural choices shape how the rollover functions and how the account operates once funded.

• Custodian Selection — The regulated entity administering the account
• Storage Model — How metals are secured, insured, and reported
• Fee Structure — Administrative, storage, and transaction costs
• Metal Allocation — How much to allocate to gold versus other metals